It was an ordinary day — or so Nanay Nilda thought. She had just finished hawking her homemade kutsinta around her sitio when she got a call on her old but reliable Nokia. The caller introduced himself as Jon, allegedly a representative from her cooperative. After the short introduction, she was told that the cooperative needed an account update and, thus, could she please confirm that what they had on record was correct?
What was she to lose? Jon seemed amiable and trustworthy, Nanay Nilda thought.
“Can you confirm your user name, ‘Nay,” Jon asked in the vernacular. Nanay Nilda gave it.
“That is correct,” he replied. “And the password?”
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